If you live in a condominium you need a contractor. If you own and occupy your single-family or two-family house you may be eligible to act as your own contractor per State statutes section 489.103 (7).
If you own and occupy your one or two-family house you may be eligible to act as your own general contractor per s. 489.103 (7) F.S., also known as being an “owner builder.” To be an owner builder, the property must be listed under the owner’s name(s), not an LLC, trust, corporation, or separate legal entity. The property must be for the owners own use or occupancy, not used as a rental, for a period extending one year following the completion of construction. If applying for a permit as an owner builder, the property owner must sign the Owner Builder Disclosure Affidavit and include this signed affidavit with their building permit application. This disclosure affidavit has more information about being an owner builder and should be reviewed carefully by the applicant prior to signing. The owner builder must be able to complete all the work themselves, they must supervise the work, and they must hire licensed trade subcontractors (i.e. electrical, plumbing, hvac, and roofing.) If hiring sub-contractors, include a completed Sub-contractor Confirmation Form for each contractor along with the permit application.