The Flood Mitigation Assistance (FMA) Program is a National Flood
Insurance Program (NFIP) initiative administered by the Florida
Department of Emergency Management to help communities identify and
implement measures to reduce or eliminate the long-term risk of flood
damage to homes and other structures insurable under the National Flood
The Town of Fort Myers Beach assists property owners who have a current flood insurance policy, and have a documented history of flood damages. Special consideration is given to
owners of "repetitive flood loss" properties. The FMA program is a competitive grant, awarded annually based on the availability
of Federal and State funds and the availability of local resources to
administer the program. The program provides homeowners with reasonable,
cost-effective hazard mitigation options and potential public/private financing alternatives.
The Federal Emergency Management Agency contributes up to 75% of
eligible mitigation costs. The remaining 25% must come from non-federal
sources. The homeowner must contribute at least 12.5%. At the present time, the Town of Fort Myers Beach requires the homeowner to contribute the full non-federal share.
The application period for FMA grant applications is until May 15, 2014 to the Town of Fort Myers Beach. We must process the applications and submit them digitally to FDEM by June 6th, 2014. FDEM will forward eligible applications to FEMA for funding consideration.
Examples of flood mitigation projects that might qualify for FMA funding assistance include:
- Elevation of flood prone structures
- Relocation of flood prone structures
- Demolition (with or without rebuilding at higher elevation)
- Acquisition (land becomes dedicated open space)
- Various flood proofing measures.
If you have been notified that your property is on the NFIP
repetitive flood loss list you may qualify for financial assistance
under the FMA program. To find out if the program is being offered and
whether you qualify, contact the Floodplain Administrator at (239) 765-0202 ext. 115.
For further information on grant cycles and application procedures, go to www.floridadisaster.org/Mitigation/Index.htm under Programs.