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The original item was published from 4/28/2023 6:01:56 PM to 6/1/2023 12:00:05 AM.

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Posted on: April 28, 2023

[ARCHIVED] Perfect score on review helps property owners reduce insurance costs

floodplain management fema

The Town’s Community Development Department recently scored a perfect 100% correctness rate on its annual Community Rating System (CRS) review of construction certificates. This review is conducted by the Insurance Services Office (ISO). 

This CRS annual recertification confirms that the Town is correctly performing the requirements regarding finished construction Elevation Certificates, Floodproofing Certificates, V Flood Zone Certificates and Engineered Opening (flood vent) Certificates.

Since Hurricane Ian, Town staff have been working diligently to exceed challenging standards set by the voluntary National Flood Insurance Program (NFIP) CRS. The Town has earned a CRS floodplain management rating of five, resulting in a 25 percent reduction in insurance premiums for FMB property owners. Many residents already have lowered premiums because of the Town’s ongoing participation in this program. 

As a CRS participating community, Town staff work to enhance public safety and property protection, protect the natural floodplain function, and reduce flood insurance premiums. The CRS supports the National Flood Insurance Program (NFIP) by working to minimize flood losses nationwide, both inside and outside of mapped floodplains. 

For more information, visit > Doing Town Business > Flood Information. 

Learn about the CRS program
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Posted on: February 12, 2024 | Last Modified on: March 2, 2021